Private mortgage advice
Country houses, farms and buildings with a history — arranged for clients whose circumstances deserve more than a decision engine.
Enquire
Leave your details and an adviser will call at a time that suits. Fee-free, no credit search, no obligation.
Our position
No two cases we take on are quite the same. A Grade II farmhouse with two paddocks. A barn halfway through conversion. Income drawn from three companies. A straightforward family purchase that simply deserves doing properly.
So we start with the particulars of your situation rather than a category, and build the lending around it. That means knowing which underwriter will read a valuation properly, which private bank will take a view on a converted chapel, and which high-street lender will simply do an excellent job at a sensible rate. Complexity is where we are most useful; it is not a condition of working with us.
Lending above the high-street ceiling, where affordability is a question of assets as much as salary.
Listed buildings, thatch, timber frame and stone; annexes, cottages, paddocks and land in hand.
Directors, partners and trustees whose income arrives unevenly, or not in sterling.
Where the case calls for a relationship rather than a product, and someone to stay alongside it.
The properties
How we work
A conversation about the property and the circumstances. No forms, no credit search, no obligation on either side.
We come back with the realistic options, the likely terms and what each lender will want to see — in writing, in plain English.
We present the case by hand, manage the valuation and the solicitors, and keep you informed until the funds are drawn.
In their words
Verified client reviews
★★★★★
Dealt with Rhiannon for most of our journey — she made me and my partner feel confident in our decisions and was always there to answer any questions we had. Hollie helped us towards the end of the process and again was lovely and helpful.
Joshua C. — November 2025
★★★★★
From the very beginning you have been incredibly responsive, patient and dedicated, taking the time to explain things clearly and guide us through each step. What could have been a stressful experience felt so much more manageable.
Louise — July 2026
