Services
Every case is presented by hand to the lenders most likely to understand it. Advice is fee-free; we are paid by the lender on completion.
Above a certain loan size the answer stops coming from a calculator. We arrange facilities where the security, the wider balance sheet and the exit all form part of the argument — including interest-only, part-and-part and structures that release capital held elsewhere.
The features that make a property worth owning are the ones lenders flag. We know which surveyors and underwriters read a heritage report properly, how to handle a title with agricultural ties or restrictive covenants, and how to fund a conversion in stages when the building is not yet habitable.
Retained profit, dividends, carried interest, LLP drawings, trust distributions, foreign currency earnings — each is straightforward once it is evidenced in the form a particular lender expects. We build the case file before the application, so the underwriter has no reason to hesitate.
Some purchases are only possible with a bank prepared to take a considered view. We know which desks are lending, what they expect in return, and whether the relationship genuinely serves the client — and we remain the point of contact once the introduction is made.
Send us the particulars and a sentence about the circumstances. We will come back with the realistic options, the likely terms and what each lender will want to see.
Arrange a conversation